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3 Things To Know About Auto Insurance For Seniors

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If you recently retired and are over the age of 60 or 70, you probably fall into the category of a senior citizen. When this point in your life occurs, you may find that there are some perks to being a senior, and there may also be some downsides to it. If you are in need of auto insurance, being a senior can offer good things and bad, and here are several things to know. Read More»

How To Fast Track A Car Insurance Claim

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It is every driver’s wish to get their auto insurance claim paid out as fast as possible. However, many people don’t know that this is as much down to them as it is to the insurance company. Here are some of the things you can do to hasten your claim settlement: Consult the Insurance Company As Soon As Possible There are two main reasons why you should contact your insurance carrier as soon as possible if you want a speedy claim process. Read More»

Why You May Be Excused For Not Including Your Teenager On Your Auto Insurance Policy

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All members of your household should be on your auto insurance policy, with only a few exceptions. For example, you may be excused from not including your teenager in your policy if: The Child Only Has a Learner’s Permit Depending on your car insurance company’s laws and regulations, you may not be required to list your teenage child on your policy if the child only has a learner’s permit and not a full driving license. Read More»

Things That Affect Your Auto Insurance Rates That You Didn't Know About

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Many drivers do not understand why auto insurance rates rise. You start out paying one rate, but end up paying a higher rate by the time of your policy renewal. It is common to think that your deductible and coverage are the only things that affect the cost of car insurance. However, your insurance rate is affected by a variety of things. It helps to know these things so you know what to do to lower your expenses. Read More»

2 Benefits Of Having Your Teens Complete Driver's Education

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If your teen is approaching the age where he or she will be able to drive, you might want to consider enrolling the child in a driver’s education program. This will most likely cost between $200 to $800, but it will be worthwhile in the long run. These programs are designed to teach teens a variety of different useful skills needed for driving, and here are two main benefits you may experience as a parent by enrolling your child in driver’s ed. Read More»

What is the Difference Between Liability and Full-Coverage Auto Insurance?

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While drivers in the U.S. are required by law to have car insurance, not everyone knows exactly what is covered by their insurance policy. Your car insurance policy can be classified as either liability only or full coverage. Here is an explanation of the differences between these two types of car insurance to help you determine if you have the right coverage for your needs. Liability Protects Others’ Property Liability insurance coverage is usually the minimum that is required by law. Read More»