Can You Rent A Car With SR22 Car Insurance?
If you need to get SR22 car insurance, you may be wondering if you will be able to rent a car. It's possible, but there are a few things you need to know.
Why Would You Need to Rent a Car?
There are a number of reasons you may need to rent a car. You might have a job that requires you to travel, or you may want to take family trips. If you aren't a regular driver, it may be more expensive to buy and maintain a car for how little you use it versus the cost of renting a car.
Having an SR22 car insurance policy doesn't change when you need a car. It just changes the rules for your car insurance.
Does SR22 Car Insurance Cover Rental Cars?
A car insurance policy being an SR22 policy doesn't mean that it will or won't cover rental cars. The SR22 means that you have special guarantees from your insurance company because of the fact that you are a high-risk driver.
The car insurance you have under an SR22 policy is similar to other types of car insurance. The coverage you have for rental cars depends on your underlying car insurance policy.
Many SR22 car insurance policies match your coverage on a rental car. When you drive a rental car, you'll have the same coverage as you do on your own car. Other policies might limit what type of car you can drive or how much it can be worth to be covered under your normal car insurance.
Do Rental Car Companies Accept SR22 Coverage?
If you're using an SR22 car insurance plan, most rental companies should accept it. Some companies may require additional documentation, such as proof of auto insurance.
To the rental car company, it doesn't really matter what type of insurance you have as long as they're covered. However, you should still check whether you need to get their coverage.
Do Rental Car Companies Look at Your Driving Record?
It is possible that a rental car company may not rent to you based on your driving record. That's because they may believe there's a high chance of you getting into an accident when you drive their car.
When they check your license, they're actually looking up your driving record. Whether they will rent to you depends on the violation and how long ago it was.
To learn more about SR22 coverage, contact a company like Bill Blake Auto Insurance.
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