Car insurance is something that many people view as an unnecessary expense or a hassle to deal with. However, having car insurance is crucial for protecting yourself, your vehicle, and others on the road. In this blog, we will discuss the top reasons why you should have car insurance and how it can benefit you in the long run. It’s Required by Law In most states, having car insurance is a legal requirement. Read More»
Your home is one of your biggest investments, so you should of course have adequate insurance to cover it. However, you may be tired of paying high home insurance premiums every month. That can really eat into your budget. Fortunately, you may be able to reduce your costs with certain home improvements. Here are a few home improvements that can decrease your home insurance premiums. Roof Replacement Your roof is one of the biggest structures in your home and can endure a lot of wear and tear over the years. Read More»
You have probably heard that some insurance companies work better for different people. The question is, what makes an insurance company a better fit than another? What do the raters consider? Below are some of the areas in which car insurance companies differentiate themselves. Rates Many motorists give premium consideration to auto insurance rates. Although rates should not be your main concern, good insurance companies indeed have reasonable rates for their customers. Read More»
If you need to get SR22 car insurance, you may be wondering if you will be able to rent a car. It’s possible, but there are a few things you need to know. Why Would You Need to Rent a Car? There are a number of reasons you may need to rent a car. You might have a job that requires you to travel, or you may want to take family trips. Read More»
If you utilize one or more vehicles to transport people or goods as part of your business, you need business auto insurance. When deciding which policy to invest in, it’s worth considering the types of damage your vehicles are likely to face. Choosing the cheapest insurance policy is seldom the wisest option. Here are three common types of accidents that can affect commercial vehicles: 1. Collision Damage Commercial vehicles can be involved in a collision as easily as personal vehicles. Read More»
Being involved in a hit and run accident can be a nightmare of a problem, especially if you do not have the right type of insurance coverage. According to AAA, there is at least one hit and run accident every minute of the day in the U.S., which means there is a big chance you could someday be involved in a crash like this. To be covered against hit and runs, you will need to make sure you have the following auto insurance coverage. Read More»
If you recently retired and are over the age of 60 or 70, you probably fall into the category of a senior citizen. When this point in your life occurs, you may find that there are some perks to being a senior, and there may also be some downsides to it. If you are in need of auto insurance, being a senior can offer good things and bad, and here are several things to know. Read More»
It is every driver’s wish to get their auto insurance claim paid out as fast as possible. However, many people don’t know that this is as much down to them as it is to the insurance company. Here are some of the things you can do to hasten your claim settlement: Consult the Insurance Company As Soon As Possible There are two main reasons why you should contact your insurance carrier as soon as possible if you want a speedy claim process. Read More»
All members of your household should be on your auto insurance policy, with only a few exceptions. For example, you may be excused from not including your teenager in your policy if: The Child Only Has a Learner’s Permit Depending on your car insurance company’s laws and regulations, you may not be required to list your teenage child on your policy if the child only has a learner’s permit and not a full driving license. Read More»
Many drivers do not understand why auto insurance rates rise. You start out paying one rate, but end up paying a higher rate by the time of your policy renewal. It is common to think that your deductible and coverage are the only things that affect the cost of car insurance. However, your insurance rate is affected by a variety of things. It helps to know these things so you know what to do to lower your expenses. Read More»